Grace for the Moment © 2000 by Max Lucado APRIL 17 Insufficient Funds People cannot do any work that will make them right with God. ROMANS 4:5 If Christ had not covered us with his grace, each of us would be overdrawn on [our heavenly bank] account. When it comes to goodness we would have insufficient funds. Inadequate holiness. God requires a certain balance of virtue in our account, and it’s more than any of us has alone. Our holiness account shows insufficient funds, and only the holy will see the Lord; what can we do? We could try making a few deposits. Maybe if I wave at my neighbor or compliment my husband or go to church next Sunday, I’ll get caught up. But how do you know when you’ve made enough? . . . If you are trying to justify your own statement, forget ever having peace. . . . You are trying to justify an account you can’t justify. . . . “It is God who justifies” (Rom. 8:33). The Great House of God